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What is an Exchange of Contracts? Kristina, our Mortgage Adviser explains. For more 👉 http://spr.ly/6184qvWzy #Halifax #FirstTimeBuyer #Mortgages #ExchangeOfContracts | Halifax

What is an Exchange of Contracts? Kristina, our Mortgage Adviser ex…

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🏡 JARGON BUSTER FRIDAY: What does ‘Exchange of Contracts’ actually mean? So many people think exchange means they can finally pick up their keys — but not quite yet! 🔑 Exchange of contracts is the point where both you and the seller are legally bound to go ahead with the sale. Your solicitor swaps the signed contracts, you pay your deposit (usually 5–10%), and from that moment… you’re officially committed! If either side backs out after this, it can cost thousands — so it’s a huge milestone to

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